:root{
  --ink:#1C1C1C;
  --ink-soft:#5C6370;
  --paper:#F6F7F9;
  --paper-raised:#FFFFFF;
  --line:#E6E8EC;
  --accent:#1C1C1C;
  --accent-hover:#000000;
  --link:#2F5D8A;
  --danger:#B4453A;
  --safe-b:env(safe-area-inset-bottom,0px);
  --max:1120px;
  --shadow:0 10px 40px rgba(20,20,20,.06);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px}
html,body{margin:0;padding:0}
body{
  background:var(--paper);
  color:var(--ink);
  font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  -webkit-font-smoothing:antialiased;
  line-height:1.55;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--link)}
:focus-visible{outline:2px solid var(--ink);outline-offset:2px}
.hidden{display:none !important}
.sr-only{
  position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;
}
.skip{
  position:absolute;left:-999px;top:8px;background:#fff;padding:8px 12px;z-index:100;
}
.skip:focus{left:8px}
.wrap{width:min(var(--max), calc(100% - 32px));margin-inline:auto}

.m-header{
  position:sticky;top:0;z-index:30;
  background:rgba(255,255,255,.92);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
  padding-top:env(safe-area-inset-top,0);
}
.m-header-inner{
  display:flex;align-items:center;justify-content:space-between;gap:16px;
  padding:14px 0;position:relative;
}
.m-brand{display:flex;align-items:center;text-decoration:none;color:var(--ink);min-width:0}
.m-brand picture,.m-brand img{
  height:64px;width:auto;max-width:320px;display:block;
}
.nav-toggle{
  position:absolute;opacity:0;width:0;height:0;margin:0;pointer-events:none;appearance:none;
}
.nav-burger{
  display:none;width:44px;height:44px;border-radius:8px;cursor:pointer;position:relative;flex-shrink:0;
}
.nav-burger::before,.nav-burger::after{
  content:"";position:absolute;left:12px;right:12px;height:2px;background:var(--ink);border-radius:1px;
}
.nav-burger::before{top:16px;box-shadow:0 6px 0 var(--ink)}
.nav-burger::after{bottom:16px}
.m-nav{display:flex;align-items:center;gap:4px;flex-wrap:wrap}
.m-nav a{
  color:var(--ink);text-decoration:none;font-size:14px;font-weight:600;padding:10px 12px;border-radius:8px;min-height:44px;display:inline-flex;align-items:center;
}
.m-nav a:hover{background:#F0F1F4}
.m-nav .nav-cta{background:var(--accent);color:#fff}
.m-nav .nav-cta:hover{background:var(--accent-hover);color:#fff}

.hero{
  padding:48px 0 36px;
  background:
    radial-gradient(900px 280px at 90% -10%, rgba(47,93,138,.08), transparent 50%),
    linear-gradient(180deg,#FFFFFF 0%, var(--paper) 100%);
}
.hero-grid{display:grid;gap:36px;align-items:center}
.eyebrow{
  display:inline-flex;margin:0 0 12px;padding:6px 12px;border-radius:999px;
  background:#EEF2F6;color:#3A4654;font-size:12px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;
}
.hero h1{
  font-size:clamp(28px,4.6vw,46px);line-height:1.15;margin:0 0 14px;letter-spacing:-.03em;font-weight:750;
}
.hero-lead{margin:0 0 18px;color:var(--ink-soft);font-size:18px;max-width:38ch}
.hero-points{margin:0 0 22px;padding:0;list-style:none}
.hero-points li{
  position:relative;padding:7px 0 7px 22px;color:var(--ink);font-size:15px;
}
.hero-points li::before{
  content:"";position:absolute;left:0;top:15px;width:8px;height:8px;border-radius:50%;background:var(--ink);
}
.hero-actions{display:flex;flex-wrap:wrap;gap:10px}
.btn{
  font:inherit;font-size:14px;font-weight:650;padding:12px 18px;border-radius:10px;min-height:46px;
  border:1px solid transparent;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;
}
.btn:disabled{opacity:.6;cursor:not-allowed}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:var(--accent-hover)}
.btn-ghost{background:#fff;border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{background:#F0F1F4}
.btn-ghost-light{background:#fff;border:1px solid var(--line);color:var(--ink)}
.btn-ghost-light:hover{background:#F0F1F4}
.btn-sm{padding:7px 12px;font-size:13px;min-height:40px}
.btn-block{width:100%;padding:13px 16px}

.auth-page{
  min-height:100dvh;display:flex;flex-direction:column;justify-content:center;align-items:center;
  background:var(--paper);
  padding:max(16px,env(safe-area-inset-top)) 12px max(16px,var(--safe-b));
}
.auth-wrap{width:100%;max-width:420px}
.auth-page .site-footer{color:var(--ink-soft)}

.auth-card{
  background:var(--paper-raised);color:var(--ink);
  border:1px solid var(--line);border-radius:20px;padding:28px 24px 24px;
  box-shadow:var(--shadow);
}
.auth-brand{display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.auth-brand picture,.auth-brand img{height:72px;width:auto;max-width:340px}
.auth-card h1,.auth-card h2{font-size:26px;margin:0 0 6px;letter-spacing:-.02em;text-align:center}
.auth-lead{margin:0 0 18px;color:var(--ink-soft);font-size:14px;text-align:center}
.auth-form{display:flex;flex-direction:column;gap:14px}
.auth-form .field,.auth-form > label{display:flex;flex-direction:column;gap:6px}
.auth-form label{font-size:13px;font-weight:650;color:var(--ink)}
.auth-form input{
  width:100%;font:inherit;font-size:16px;padding:12px 14px;
  border:1px solid var(--line);border-radius:10px;background:#FAFBFC;color:var(--ink);
}
.auth-form input:focus{border-color:#B8C0CA;background:#fff;outline:none;box-shadow:0 0 0 3px rgba(28,28,28,.08)}
.login-error{
  margin:0;color:var(--danger);font-size:13px;font-weight:600;background:#FBECEA;padding:10px 12px;border-radius:10px;
}
.auth-alt{margin:16px 0 0;text-align:center;font-size:14px;color:var(--ink-soft)}
.auth-alt a{color:var(--link);font-weight:650;text-decoration:none}
.captcha-row{display:flex;flex-wrap:wrap;gap:8px;align-items:center}
.captcha-question{
  flex:1;min-width:110px;font-weight:700;font-size:16px;color:var(--ink);text-align:center;
  background:#F3F4F6;border:1px solid var(--line);border-radius:10px;padding:12px 8px;
}
.captcha-row input{flex:1;min-width:110px;margin:0}

.ad-slot{margin:8px auto 24px;max-width:var(--max);padding:0 16px;text-align:center}
.stats-band{padding:0 0 8px}
.stats{
  display:grid;gap:0;grid-template-columns:repeat(2,1fr);
  background:#fff;border:1px solid var(--line);border-radius:16px;
  box-shadow:var(--shadow);overflow:hidden;
}
.stat{padding:16px 18px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
.stat:nth-child(2n){border-right:0}
.stat:nth-child(n+3){border-bottom:0}
.stat strong{display:block;font-size:14px}
.stat span{display:block;color:var(--ink-soft);font-size:12px;margin-top:2px}

.section{padding:56px 0}
.section-tight{padding-top:8px}
.section h2,.legal-page h1{font-size:clamp(24px,4vw,34px);margin:0 0 10px;letter-spacing:-.02em}
.section-intro{margin:0 0 28px;color:var(--ink-soft);max-width:60ch}
.feat-grid,.who-grid{
  display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
}
.feat,.who,.legal-body{
  background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 18px;
  box-shadow:0 2px 10px rgba(17,17,17,.04);
}
.feat-num{display:block;color:#8A93A0;font-weight:800;font-size:12px;letter-spacing:.12em;margin-bottom:8px}
.feat h3,.who h3,.step h3{margin:0 0 8px;font-size:18px}
.feat p,.who p{margin:0;color:var(--ink-soft);font-size:14px}
.steps{display:grid;gap:16px;counter-reset:step}
.step{
  background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 16px 16px 56px;position:relative;
}
.step::before{
  counter-increment:step;content:counter(step);
  position:absolute;left:16px;top:18px;width:28px;height:28px;border-radius:50%;
  background:var(--ink);color:#fff;font-weight:700;font-size:14px;
  display:flex;align-items:center;justify-content:center;
}
.step p{margin:0;color:var(--ink-soft);font-size:14px}

.infographic{
  background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px 18px 20px;
  box-shadow:var(--shadow);
}
.info-flow{
  list-style:none;margin:0;padding:0;
  display:grid;gap:14px;
}
.info-node{
  position:relative;background:#F6F7F9;border:1px solid var(--line);border-radius:14px;
  padding:16px 16px 16px 18px;display:grid;gap:4px;align-content:start;
}
.info-icon{
  width:44px;height:44px;border-radius:12px;background:#fff;border:1px solid var(--line);
  display:flex;align-items:center;justify-content:center;color:var(--ink);margin-bottom:8px;
}
.info-icon svg{width:26px;height:26px}
.info-node strong{font-size:15px}
.info-node > span:last-child{color:var(--ink-soft);font-size:13px;line-height:1.45}
.info-keep{
  display:grid;gap:12px;margin-top:16px;
}
.info-keep article{
  background:#F6F7F9;border:1px dashed #C9CED6;border-radius:14px;padding:16px 18px;
}
.info-keep h3{margin:0 0 8px;font-size:15px}
.info-keep ul{margin:0;padding-left:18px;color:var(--ink-soft);font-size:14px}
.info-keep li{margin:4px 0}

.blog-page{padding:36px 0 64px}
.blog-index-head h1{font-size:clamp(28px,4vw,40px);margin:0 0 8px;letter-spacing:-.03em}
.blog-layout{display:grid;gap:24px}
.blog-aside .ad-slot{margin:0 0 16px;padding:0;max-width:none}
.blog-page .ad-slot{margin:0 auto 24px;padding:0}
.blog-list{display:grid;gap:16px}
.blog-card{
  background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;
  box-shadow:0 2px 10px rgba(17,17,17,.04);display:grid;
}
.blog-card-cover{display:block;background:#EEF1F4}
.blog-card-cover img{width:100%;height:200px;object-fit:cover}
.blog-card-body{padding:18px 18px 20px}
.blog-card time{display:block;font-size:12px;font-weight:700;color:#8A93A0;letter-spacing:.04em;text-transform:uppercase;margin-bottom:6px}
.blog-card h2{margin:0 0 8px;font-size:22px;letter-spacing:-.02em}
.blog-card h2 a{color:var(--ink);text-decoration:none}
.blog-card h2 a:hover{color:var(--link)}
.blog-card p{margin:0 0 12px;color:var(--ink-soft);font-size:15px}
.blog-more{font-weight:700;font-size:14px;text-decoration:none}
.blog-empty{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px 20px;color:var(--ink-soft)}
.blog-kicker{margin:0 0 8px;font-size:13px;font-weight:650;color:var(--ink-soft)}
.blog-kicker a{text-decoration:none;font-weight:700}
.blog-excerpt{font-size:18px;color:var(--ink-soft);margin:0 0 18px}
.blog-cover{width:100%;max-height:420px;object-fit:cover;border-radius:12px;margin:0 0 22px}
.blog-content h2{font-size:20px;margin:22px 0 8px}
.blog-content p,.blog-content li{color:var(--ink-soft);font-size:16px;line-height:1.65}
.blog-article.legal-body{max-width:none}
.faq details{
  background:#fff;border:1px solid var(--line);border-radius:12px;padding:4px 16px;margin-bottom:10px;
}
.faq summary{cursor:pointer;font-weight:650;min-height:48px;display:flex;align-items:center}
.faq p{margin:0 0 14px;color:var(--ink-soft);font-size:14px}
.cta-band{
  background:#fff;color:var(--ink);padding:48px 0;text-align:center;border-top:1px solid var(--line);
}
.cta-band p{color:var(--ink-soft);margin:8px 0 18px}

.legal-page{padding:40px 0 64px}
.legal-body{padding:28px 24px;max-width:760px;margin:0 auto}
.legal-body h2{font-size:20px;margin:22px 0 8px}
.legal-body p,.legal-body li{color:var(--ink-soft);font-size:15px}
.legal-body ul{padding-left:18px}
.legal-body a{font-weight:650}

.site-footer,.m-footer{
  text-align:center;font-size:12px;color:var(--ink-soft);
  padding:16px 12px calc(12px + var(--safe-b));
}
.m-footer{
  background:#fff;color:var(--ink-soft);padding:36px 12px calc(20px + var(--safe-b));text-align:left;
  border-top:1px solid var(--line);
}
.m-footer-grid{
  display:grid;gap:24px;grid-template-columns:1.3fr .8fr .8fr .7fr;padding-bottom:20px;border-bottom:1px solid var(--line);
}
.m-footer picture,.m-footer img{height:52px;width:auto;max-width:240px;margin-bottom:10px}
.m-footer strong{display:block;color:var(--ink);margin-bottom:6px}
.m-footer-grid p{margin:0;max-width:36ch}
.m-footer nav{display:flex;flex-direction:column;gap:8px}
.m-footer .foot-label{font-size:12px;font-weight:750;color:var(--ink);letter-spacing:.04em;text-transform:uppercase;margin-bottom:4px}
.m-footer a{color:#3A4654;text-decoration:none;font-weight:600}
.m-footer a:hover{color:var(--ink)}
.social-row{display:flex;flex-wrap:wrap;gap:8px}
.social-row a{
  width:40px;height:40px;border-radius:10px;border:1px solid var(--line);background:#F6F7F9;
  display:inline-flex;align-items:center;justify-content:center;color:var(--ink);
}
.social-row svg{width:18px;height:18px}
.m-footer .copy{
  display:block;width:100%;max-width:none;margin:16px 0 0;
  text-align:center;font-size:12px;line-height:1.7;
}
.m-footer .copy a{color:var(--ink);font-weight:650}

@media (min-width:900px){
  .hero-grid{grid-template-columns:1.1fr .9fr}
  .stats{grid-template-columns:repeat(4,1fr)}
  .stat{border-bottom:0}
  .stat:nth-child(2n){border-right:1px solid var(--line)}
  .stat:last-child{border-right:0}
  .steps{grid-template-columns:repeat(3,1fr)}
  .info-keep{grid-template-columns:1fr 1fr}
  .blog-layout{grid-template-columns:minmax(0,1fr) 300px;align-items:start}
  .blog-layout-solo{grid-template-columns:1fr}
}
@media (min-width:1100px){
  .info-flow{grid-template-columns:repeat(5,1fr);gap:0}
  .info-node{margin:0 8px}
  .info-node:not(:last-child)::after{
    content:"";position:absolute;top:36px;right:-12px;width:16px;height:16px;
    border-top:2px solid #C9CED6;border-right:2px solid #C9CED6;
    transform:rotate(45deg);
  }
}
@media (max-width:719px){
  .nav-burger{display:block}
  .m-nav{
    display:none;position:absolute;left:0;right:0;top:100%;
    background:#fff;border-bottom:1px solid var(--line);padding:8px 16px 14px;
    flex-direction:column;align-items:stretch;
  }
  .nav-toggle:checked ~ .m-nav{display:flex}
  .m-nav a{width:100%}
  .hero{padding:28px 0 24px}
  .m-footer-grid{grid-template-columns:1fr}
  .m-brand picture,.m-brand img{height:52px;max-width:240px}
  .info-node:not(:last-child)::after{
    content:"";position:absolute;left:36px;bottom:-12px;width:12px;height:12px;
    border-bottom:2px solid #C9CED6;border-right:2px solid #C9CED6;
    transform:rotate(45deg);
  }
}
@media (min-width:720px){
  .nav-toggle,.nav-burger{display:none !important}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
}
@media print{
  .m-header,.auth-card,.cta-band,.nav-burger,.hero-actions,.ad-slot{display:none !important}
}